Direction (Qs.1-20): Read the following questions carefully and choose your answer from the given five options.
Question No : 1
Which of the following is the full form of the term SLR as used in the banking sector?
(1) Social Lending Ratio
(2) Statutory Liquidity Ratio
(3) Scheduled Liquidity Rate
(4) Separate Lending Rate
(5) None of these
Question No : 2
As per the news published in a major newspaper, profits of a major private bank in the 4th quarter of the year increased by 35% as the bank decided to keep a tight control on the cost. What are some of the ways by which the banks can control the cost?
(A) By lowering down the interest rates on deposits.
(B) By bringing down the operating expenses.
(C) By reducing the interest rates on the credit.
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) All (A), (B) and (C)
(5) None of these
Question No : 3
As we all know, the major source of income of the banks is lending money (providing credit) and earning interest on it. In normal circumstances, the demand of the credit comes mainly from which of the following sectors?
(A) Personal Loans
(B) Priority Sector Lending and Bailout Packages
(C) Project Finance
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) All (A), (B) and (C)
(5) None of these
Question No : 4
As per the news published in some newspapers, some Indian business houses are willing to import Uranium from Australia. But due to certain regulatory issues, this is not possible for them. What is/are these regulatory problems particularly those which govern the import/export of Uranium like materials?
(A) India has a special agreement with USA which does not allow India to import such radioactive materials from any where else.
(B) India is not a signatory of Non Proliferation Treaty. Hence, it cannot import Uranium from Australia or other such countries.
(C) As per WTO rules, the export import of radioactive material in its raw, form is not allowed as it creates health hazards.
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) All (A), (B) and (C)
(5) None of these
Question No : 5
Many banks have launched/floated their subsidiaries which are fully owned by them. Banks launch subsidiaries normally for which of the following businesses?
(A) Home loan Business.
(B) To sell Insurance Policies.
(C) To control Online Operations or Internet Banking business.
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) All (A), (B) and (C)
(5) None of these
Question No : 6
When the Reserve Bank says that the Rupee is over-valued, it means
(1) RBI has shortage of hard currency and it has to order for printing of new notes to the press concerned.
(2) Rupee is appreciating against other currencies whereas other currencies are weakening against US Dollar
(3) Money is locked in banks and people do not have enough to make their day to day purchases. It is strategy which brings the inflation down.
(4) More and more people are selling their stocks. As a result stock market may crash, as there is no hard cash for such voluminous transactions.
(5) None of these
Question No : 7
Which of the following public sector banks has the largest number of branches in foreign countries?
(1) Bank of India
(2) Bank of Baroda
(3) Punjab National Bank
(4) Corporation Bank
(5) None of these
Question No : 8
As per the news in some major newspapers, Tata Group of Industries has launched a joint venture in some countries which is planning to generate power by “the energy of the heat of the earth”. Energy generated through this method is technically known as
(1) Hydro-thermal energy
(2) Natural power energy
(3) Geo-thermal energy
(4) Solar energy
(5) None of these
Question No : 9
Which of the following is now a fundamental right of every child in India?
(1) To get a unique identity card as a proof of citizenship
(2) To get a free medical aid in any hospital in India, private or government
(3) To get enough food to survive even without any parental support
(4) To get elementary education
(5) All of these
Question No : 10
“Higher provisioning dragged the profits of the 4th quarter of some banks” was in the news in some major newspapers. This means that the bank
(1) had many NPAs
(2) was not able to earn any profit last year
(3) had no NPA
(4) was in great loss
(5) None of these
Question No : 11
As we see everyday, many Indian banks are in close competition to open their branches/offices in various countries. What benefit will the Indian economy have if banks open branches in a foreign country?
(A) It will bring substantial economic benefits to India and also to the countries where branches will be opened.
(B) It will help in smooth inflow of FDI, long term capital inflow and also technical know how to India.
(C) It will give better opportunities to Indians to visit foreign nations and get better facilities like education, medical treatment, etc.
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) Only (A) and (B)
(5) All (A), (B) and (C)
Question No : 12
As we all know, RBI CRR by 0.25 basis points. What immediate impact will it have on the functioning of banks?
(A) Banks will have to lock some additional fund with the RBI without any income generation to the banks on these funds.
(B) Banks will have to raise their capital base by bringing IPOs or by taking money from the Government of India
(C) Banks will have to give more funds to priority sectors and less to corporate sector.
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) All (A), (B) and (C)
(5) None of these
Question No : 13
Which of the following is NOT the name of a Chemical Fertilizer?
(1) Urea
(2) Murate of Potash
(3) Di ammonium Phosphate
(4) Sodium Sulphate
(5) All are fertilizers
Question No : 14
The Population Stabilization Scheme launched by the Government of India is named
(1) Prerna
(2) Sthapana
(3) Unmesh
(4) Aaradhana
(5) None of these
Question No : 15
The Securities & Exchange Board of India (SEBI) has asked all FIIs to divulge the structure of their offshore entities. What purpose will it serve?
(A) To identify if there is any flow of funds from some questionable sources.
(B) To know how much money FIIs are planning to invest in India in 2010-11.
(C) To forecast the possibility of any financial crisis in near future.
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) All (A), (B) and (C)
(5) None of these
Question No : 16
Government of India is making special efforts to bring second ‘Green Revolution’ in a particular region of the country. Which is that region?(1) Central India
(2) Eastern and North Eastern States
(3) Vidharbha Region
(4) Rajasthan
(5) Orissa
Question No : 17
‘Project Tiger’ is a scheme launched by the ______
(1) Government of India
(2) Government of Gujarat and Madhya Pradesh
(3) United Nations Wild Life Fund
(4) Society for Prevention of Cruelty on Animals (SPCA)
(5) None of these
Question No : 18
Which of the following is NOT the abbreviated name of a scheme launched for watershed developments in India?
(1) DPAP
(2) DDP
(3) VHNDs
(4) IWDP
(5) Hariyali
Question No : 19
Which of the following programmes has been launched by the “Ministry of Food and Civil Supplies” of the Government of India?
(1) Mid-Day Meal Scheme
(2) Wheat-based Nutrition Programme
(3) Public Distribution System
(4) Annapurna Scheme
(5) None of these
Question No : 20
Which of the following terms is NOT used in the game of Foot-ball?
(1) Back Heel
(2) Far Post
(3) Toe Poke
(4) Out Swinger
(5) Love